Are you drowning in debt? Are your wages being garnished? Are you getting called day and night by debt collection agencies? Sometimes, through no fault of our own, we end up overwhelmed by bills and debt. In these situations, filing for bankruptcy may be your best option. Many people are…
More than 612,000 bankruptcy cases were filed between Oct. 1, 2019, and Sept. 30, 2020, according to the United States Courts official website. Hundreds of thousands of people file for bankruptcy every year, but that doesn’t mean this is a simple process. It pays to work with qualified attorneys, like…
When filing for Chapter 13 bankruptcy, you are agreeing to pay back secured and unsecured creditors a monthly amount. It is a court-supervised payment plan that is often based on your income and reasonable expenses. Your Chapter 13 Plan is the amount of monthly payments that will be paid to…
Chapter 7 bankruptcy is known as a liquidation bankruptcy. That means any non-exempt property can be sold as part of the settlement with your creditors. Not everyone is eligible to declare Chapter 7 bankruptcy, so one of the first things ZinnLaw will do for you is see which type of bankruptcy is…
The Consumer Financial Protection Bureau estimates that more than 70 million Americans have a debt in collections. Are you one of them? If so, you can’t afford to skip this article. Calls from debt collectors can be intimidating and stressful. But the law says these calls should not be harassing or threatening…